Privacy Policy

Privacy Policy

Introduction

At https://homeowners-insurance.buzzzoomer.com (referred to as “we,” “us,” or “the Company”), we prioritize the privacy and security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the gathering, storage, access, and management of personal information in alignment with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California Consumer Privacy Act (CCPA/CPRA) and Colorado Private Information Protection Act (CPA)
  • Utah Consumer Sales Practice Act (UCPA), Connecticut Common Cause Data Privacy Act (CTDPA), Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy covers all aspects of our website (https://homeowners-insurance.buzzzoomer.com), applications, services, and products offered under this domain. However, please note that it does not extend to third-party platforms, applications, or services accessible through links on our site, as these have their own privacy policies governing data collection and usage.

Processing Activities

This policy is relevant whenever you engage in the following activities:

  • Utilizing our applications and services as an authorized user.
  • Visiting any of our websites that link to this Privacy Policy.
  • Communicating with us through newsletters, emails, phone calls, or text messages/SMS.

Personal Data Collection

We collect a range of personal data to enhance your experience and provide our services effectively:

  • Account Information: Details related to your account creation and management, including usernames, passwords, and registration data.
  • Payment Information: Credit card details, billing addresses, and transaction records for processing payments.
  • Financial Information: Income, investment, and other financial records relevant to our services (in encrypted form).
  • Purchase Information: Items you buy from us, purchase history, and product preferences.
  • Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile app usage data.
  • Location Data: Your geographic location information when using our location-based services.
  • Feedback: Comments, reviews, and survey responses to improve our products and services.
  • Social Media Information: User profiles and interactions from social media platforms when you connect them with your account.
  • Product Information: Details about the products you view, search for, or purchase on our site.

We obtain this data through direct user input, automated systems (such as cookies), and third parties who provide us with aggregated or de-identified information.

Cookies

We employ cookies to enhance your browsing experience and gather analytics:

  • Strictly Necessary Cookies: Essential for navigating our site and ensuring basic functionality.
  • Preference Cookies: Remembering user preferences, such as language settings.
  • Analytics Cookies: Tracking website usage and gathering aggregated data for performance metrics.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their privacy settings.

Retention and Deletion

We retain personal data for the duration required by law or for the specific purpose it was collected. Once this period expires, we securely delete or anonymize the data to protect your privacy.

Security Measures

The Company implements robust security measures to safeguard your personal data:

  • Employing industry-standard encryption protocols for secure data transmission.
  • Engaging trusted third-party processors who adhere to strict data protection standards.
  • Regularly reviewing and updating our security practices to adapt to emerging threats.

Children’s Privacy

We do not intentionally collect or store personal data from children under the age of 18. If you believe we have collected such information, please contact us at the address provided below, and we will take immediate steps to rectify the issue.

Your Rights

Depending on your location, you may have various rights regarding your personal data:

  • Access: Request access to the personal data we hold about you.
  • Rectification: Have inaccuracies in your data corrected.
  • Erasure (Right to be Forgotten): Request the deletion of your data, subject to legal exceptions.
  • Restriction: Limit our processing of your data under certain circumstances.
  • Portability: Receive your personal data in a structured, commonly used format.
  • Objection: Object to or opt out of certain data processing activities.
  • Non-Discrimination: Be free from unfair treatment due to exercising your data rights.

To exercise these rights, please contact our Data Protection Officer at the email address provided below. We will respond to your request within the time frame prescribed by applicable law.

Changes to Policy

We reserve the right to update this Privacy Policy as necessary to reflect changes in our practices or legal requirements. Any modifications will be posted on this page, and we encourage you to review it periodically for any updates.

Contact Information

For privacy-related inquiries, unsubscribe requests, or questions regarding your data:

Email: [email protected]

Mailing Address: Privacy Policy Inquiries, Homeowners Insurance, [Your Address]